The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Features of issuing trouble-free loans
Reliable – loans with a high probability of approval. Most often, such offers are available to solvent borrowers who:
Actively use the services of microfinance organizations
Always pay off debt on time
Have a good rating and a low credit load
The reliability of the loan affects the interest rate: the client needs to mentally prepare for overpayment. At the same time, for clients with zero or damaged credit history (CI), this is the easiest way to get money.
The approval rate for applications to microfinance organizations is 75-85%. Standard reasons for refusal:
- Lack of mandatory document
- Low payment discipline
- No source of income
- You can apply for an urgent loan online: quickly, around the clock, with a minimum package of documents and without complicated checks. You will find the best offers on this page.
Basic requirements for the borrower
Requirements for borrowers for trouble-free microloans are minimal.
Basic conditions:
- Age from 18 years
- Citizenship
- No debt on loans, loans and fines
- Low credit load – no other outstanding loans or minimal amount of debt
The loans presented on this page are available to a wide range of people. Usually this is a small amount up to $10,000–$15,000. Loan limits up to $30,000 are available to regular customers.