The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.
Loans to card around the clock
What is a loan on a card around the clock?
24-hour loans – this financial service allows you to urgently receive money from microfinance organizations at any time of the day. Microloan applications are reviewed remotely. This is especially convenient when you need to urgently solve a financial problem and get the required amount without leaving home. The fastest and most convenient way to issue money is to a bank card.
Conditions for obtaining 24-hour loans
The conditions for obtaining 24-hour microloans from microfinance organizations are as follows:
- The maximum rate is 0.8% per day, and new clients can take advantage of a special offer and receive money at 0%
- The loan amount is $100–3000, but some MFCs and MCCs issue up to $1000
- The loan term is usually no more than 30 days, but a large amount can be borrowed for up to a year
- Applications are accepted and reviewed via the Internet and processed automatically – a response is received within 15 minutes
- The borrower must meet the requirements of the MFO and provide the necessary documents
- The client has the right to early repay the entire amount of the microloan or part of it with payment of interest for the period of actual use. There are no fees or penalties. Any delay will result in penalties and ruin your credit score. history.
Advantages of 24-hour online loans on a card
The main advantages of obtaining 24-hour loans:
- Convenience and accessibility. Receiving and processing a loan is carried out via the Internet around the clock, 24/7, seven days a week, and allows you to do this from anywhere in the world
- Translation security. Loan issuance and debt repayment occur online – it is safer because the risk of theft or loss of cash is reduced
- Delivery speed. Money is credited to the card instantly
- Simplicity of design. To receive money it is not necessary to collect certificates or register a deposit
- The service is available to any category of borrowers, even those with a bad credit history or no official income
- Online payment allows you to use the money received immediately after issue. There is no need to go to the office, fill out paperwork for a long time and go through checks.