Loans from 23 years old

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The microcredit company VAYVND issues microloans to individuals online and in branches.
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.

Most microfinance and microcredit companies begin to cooperate with people aged 23 years or older. By this time, a person, most often, becomes financially independent and can confirm his solvency. To apply for a loan, just leave an application on the IFC or MCC website. On this page you can familiarize yourself with loans for people over 23 years of age. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.

Advantages
From this age, a person has access to any offers from IFC and ICC
You do not need official employment to apply
Also, some companies have more convenient conditions for students and the unemployed

Flaws
Some companies start issuing loans at an even older age, for example, from 25 years old

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