The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.
Loan to Visa card online
Features of obtaining a loan on a Visa card
Many microfinance organizations that operate online offer to instantly receive money to a bank card. A Visa international payment system card issued by any bank is also suitable for this. This method of obtaining a microloan is considered the most convenient – borrowed funds are available immediately. The client can take out a loan on a debit, credit and salary card instantly.
What a borrower needs to know before applying for a loan on a Visa card:
- It is allowed to use a personalized personal card, that is, the client’s name must be indicated on the plastic. It must match the client’s full name in the application. You cannot use someone else’s card
- When filling out the form, you will need to enter full payment details, including number, expiration date and security CVV or CVC code, in order to pass verification
- Cards from any banks with an account in rubles are allowed. Cards issued abroad or in foreign currency are not suitable
- Before receiving a microloan, you must undergo card verification. For this, a positive balance is required, since in the process an amount of about 10 rubles is written off. After completion of the procedure, funds are returned
- The microfinance organization then has the right to automatically write off payments from the linked card if the borrower has given consent
- Services issue payday loans in amounts up to $10,000 for up to one year at rates of up to 0.8% per day
Advantages of applying for online loans on a Visa card
- Crediting of borrowed funds instantly after signing the agreement
- Receiving a loan around the clock, without weekends and holidays
- Opportunity to urgently solve financial problems
- A variety of microfinance offers on the market for short and long terms
- Minimum requirements for the borrower and documents provided
- Quick microloan processing within 5–30 minutes