Loans for $12,000

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The microcredit company VAYVND issues microloans to individuals online and in branches.
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.

Applying for a loan for 12 thousand dollars

Previously, consumers had to go to an MFO office to borrow money. Today the entire process has been transferred to the Internet. You can find information about the company and apply for a loan online.

Loans for $12,000

Both new and regular customers can receive 12 thousand dollars. There is no need to issue a deposit or guarantee. A small amount will be given to you before your salary using your passport.

Short-term loans can be quickly repaid and, if desired, taken out a new one. Preferential offers are available, including interest-free loans – an analogue of installment plans. Offers can be found on this page. Loans of $10,000–$15,000 can be obtained in different ways: in cash, via a bank card or e-wallet. It all depends on the conditions of a particular MFO.

You will need to indicate your passport details, personal bank card number or personalized e-wallet in the online form. Sometimes you need to attach a photo or scan of your passport.

An automatic credit scoring system will check the client’s profile. The answer arrives within 5-15 minutes via SMS. After receiving approval, you must sign the agreement using the code from SMS.

Requirements for borrowers

Different categories of clients—citizens—can get a loan of $12,000: self-employed, unemployed, students and pensioners. Minimum requirements must be met:

  • Citizenship
  • Age from 18 years
  • Full legal capacity
  • Allowable debt load
  • Having a permanent source of income

12,000 dollars will be provided without certificates or refusal. The likelihood of approval is high: even clients with a damaged CI have a chance.

Conditions of registration

The main condition is to comply with obligations to the creditor and prevent the formation of overdue debt. Otherwise, you will have to pay a penalty for each day of late payments.

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