Loans from 20 years on the card

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The microcredit company VAYVND issues microloans to individuals online and in branches.
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.

Sometimes a young person may need a loan to pay for education and purchase digital equipment. Many microfinance and microcredit companies are ready to cooperate with clients aged 20 years and older. The application can be completed online and money will be received via bank card, e-wallet or money transfer. Here are the IFCs and MCCs, which offer loans to young people. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.


It is always easier for a young person to get a microloan than a consumer loan, since there are fewer requirements and refusals are less frequent
Students and people working unofficially can apply to the IFC and MCC
Microloans can be used to create a credit history from scratch


Not many organizations cooperate with people aged 20
Often even undemanding MFCs and MCCs refuse to receive a loan
Organizations do not offer large sums of money to young people

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