The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.
Features of a loan for 15 days
Most microfinance companies offer a loan for 2 weeks without interest. To choose the best offer, you need to take into account important points. When applying for a loan for the first time, a small amount of up to $15 thousand will be available to the client for free. If the client establishes himself as a reliable client, when he applies for money to the MFO again, he may be approved for an amount twice as large.
Conditions for obtaining a microloan for fifteen days
When applying for an urgent microloan for half a month, you need to pay attention to the following parameters:
- Amount limit – from one to 30 thousand dollars
- Possibility of early repayment
- Interest rate – up to 0.8% per day
- Money transfer fee
- Availability of promotions and bonuses for new and regular customers
- Requirements for the borrower
Basically, microfinance companies have standard requirements for clients when applying for a microloan:
- Availability of registration on the territory
- Age – from 18 years to 70–75 years, in some companies the upper limit is 81 years
- Availability of mobile phone and email
- Fixed income