Loan for 21 days on the card

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The microcredit company VAYVND issues microloans to individuals online and in branches.
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.

Features of a loan for 21 days


A microloan for 21 days belongs to the short-term category and has the following features:

  • The money must be returned in one payment after three weeks.
  • You can apply online without visiting the office
  • Issued for any personal needs and helps to urgently solve a financial problem
  • Some microfinance organizations offer the option of extending the contract for a new term after paying accrued interest

Conditions for obtaining a microloan for three weeks


Most companies can take out a payday loan for up to $30,000. This is the maximum limit that is available to regular customers. When you first apply, the approved amount will be less. But if the MFO has a promotion for new users, you can get money for 3 weeks at 0%.

  • Pros and cons of loans for 21 days
  • Advantages of a microloan
  • 24/7 processing of applications and quick response from the lender
  • Minimum requirements for the borrower and documents
  • Instantly receive money to your bank card
  • Early repayment or loan extension
  • No collateral or surety required
  • Possible risks
  • A loan for 21 days without interest is not available in every MFC or MCC


You can take out a small amount with a rate higher than in the bank

What you need to know about a 3-week loan


Can I get a loan if I have a bank loan?
Having active loans or credit cards will not be an obstacle when applying for a loan from an MFO. But the lender will check your debt service history and total current monthly payments. If there is a current delay or the debt load is too high (more than 50%), a refusal will follow.

What are the methods for issuing and paying for a microloan?
The list of options may vary from company to company. But the most popular methods are a bank card, e-wallet and cash. Cash transactions are available at the MFO cash desk, payment acceptance point, and through the terminal.

What conditions do companies offer for loans?
As a standard, you can get a microloan in most microfinance organizations in an amount of up to $30,000 for a period of up to 30 days at 0.8% per day. But sometimes the rate drops to 0.28-0.7%. If a client contacts the company for the first time, up to $15,000 for a period of no more than 21 days can be received from the promotion without interest.

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