Loans for 5 months

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The microcredit company VAYVND issues microloans to individuals online and in branches.
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.

Features of a loan for 5 months


Previously, microfinance organizations issued loans for up to 1 month. But today, an increasing number of microfinance organizations have begun to offer long-term lending options.

If the borrower is not sure that he will be able to repay a short-term loan with a high monthly payment, then this option is for him. In the case of a loan for a period of 5 months, the client will be able to repay the debt in parts, rather than repay the entire amount of the debt at once with interest on the appointed date. Paying according to an individual schedule is very convenient if you approach the issue of personal finance planning wisely.

Basic requirements of creditors:

  • Amount – from 10 to 10,000 $
  • Interest rate – from 0 to 0.8% per day
  • The age of the borrower is from 21 to 69 years (in most microfinance organizations, but there are options from 18 years old)
  • Citizen’s passport
  • Indicating information about registration or temporary registration
  • Proof of income level is not required.

How to take


We have selected for you a list of MFOs and MCCs that offer favorable conditions to clients who need a loan for five months.

To receive money, select the appropriate microloan option, click “Apply” and fill out a simple form. It indicates your passport details, as well as the required amount in $. For preliminary calculations, you can use a calculator. Wait for a call from an expert who will ask additional questions and help you complete the formal procedure.

Once the loan is approved, the client will receive a payment schedule to adhere to. Be sure to familiarize yourself with the 5-month loan repayment options before submitting your application.

Money is credited to the borrower’s account instantly, immediately after approval. Application forms go through an automatic scoring system, so you should not enter incorrect information, as the application will be rejected.

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