Card loans for the unemployed

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The microcredit company VAYVND issues microloans to individuals online and in branches.
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.

In some situations, an unemployed person may urgently need money – for example, to pay important expenses during the job search process. Then he can contact a microfinance or microcredit company and get a microloan there. Many organizations do not require formal employment from clients.

It is easier for an unemployed person to take out a microloan than a consumer loan or credit card. Some MFCs and MCCs are ready to issue quick loans to such people without refusal. You can get a loan from the age of 18 in any convenient way. Some organizations may not take into account your credit history and place of registration.

The application can be completed online and money will be received via bank card, e-wallet or money transfer. Here are collected proposals from the IFC and MCC, which issue loans to the unemployed. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.


Such loans are suitable, including for those who work informally
When registering, you will not need information about the work and documents confirming it, such as a work book or employment contract


Not all MFCs and MCCs offer loans to the unemployed
A person without a job will not be able to receive a large sum

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