Loans with temporary registration

Home » Loans with temporary registration
The microcredit company VAYVND issues microloans to individuals online and in branches.
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.
Loans with temporary registration

To apply for a loan, in some cases it is not necessary to have permanent registration in the region of residence. Some MFCs and MCCs accept and approve applications from clients with temporary registration. You can submit an application online and receive money via bank card, e-wallet or money transfer. This page contains organizations that lend money to clients with temporary registration. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.

Features of a microloan with temporary registration

You can fill out an application to the microfinance organization and receive money on your card on the same day online. You can apply for a loan without permanent registration and official employment.

Features of microloans:

Loyal requirements for credit history (CI) – money can be obtained even with open and overdue loans

Flexible age limits – from 21 to 65–70 years

No requirements for official employment – no need to confirm income

Possibility of receiving money in different ways – cash in the office or by transfer, transfer to a card or e-wallet

Conditions for obtaining a loan for temporary registration

The conditions for obtaining a microloan may vary, but the basic parameters are as follows:

Amount – from 5,000 to 30,000 rubles, less often – up to 100,000 rubles

Rate – from 0 to 0.8% per day

To take out a loan, you need:

Select an offer on this page

Click on the “Submit Application” button and follow the secure link to the lender’s website

Fill out an application for a microloan – indicate the required amount and term

Fill out your information, including uploading a passport photo and linking a bank card to your account

Wait for approval – notification will be sent via SMS and e-mail

Sign the contract using the code from SMS

Requirements for the borrower

MCC and MFC issue money to clients:

With Russian citizenship or temporary registration

With regular income – just indicate the source and amount of earnings in the application form

Ages 21 to 70

Sometimes, for additional verification, the client is asked to provide TIN information.

If the client does not have permanent registration, some MFOs may tighten the requirements – analyze the CI more carefully and request a certificate of employment confirming the borrower’s employment and stable income.

Advantages and disadvantages of a microloan
Before submitting an application to an MFO, you need to study the pros and cons of microloans.


Availability of the service – no strict requirements for registration in the passport

Convenient online application – no need to visit the office

Minimum package of documents – most microfinance organizations only request a passport

Low probability of refusal – applications are approved even for clients with poor CI

No additional requirements – lenders do not require certificates of income of individuals, collateral, or guarantors

Various repayment methods – online from bank cards, at ATMs, in cash at the cash desk


Limited offer – not all organizations provide loans to clients with temporary registration

High cost of services – rates are higher than in banks

Strict limits on terms and amounts – basically, clients can receive no more than $3,000 for 30 days. At the first application, they can approve a loan of $500–$15,000

© Copyright 2024 Credit Catalog
Powered by WordPress | Mercury Theme