The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Microloans without certificates and guarantors
To get a bank loan, you often need to prepare a large package of documents and attract a guarantor – a person who will be responsible for repaying the debt. For this reason, applying for a loan is not always convenient. Instead, you can contact a microfinance company and get a microloan for the amount you need. You can choose any convenient way to receive money – to a bank card, to an electronic wallet or in cash. Here you will find out where you can get a microloan without guarantors or certificates. When choosing, consider the amount, term, interest rate, requirements for borrowers and other conditions.
Advantages
There is no need to involve third party support to complete the application.
Also, you do not need a large package of documents – usually only a passport is enough
Flaws
The amount of a microloan without guarantors is always less than that of a bank loan issued with a guarantee
Also, such loans often have short terms and high interest rates.