The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
One of the main disadvantages of a microloan is very high interest rates. However, many organizations have offers with low rates – less than 1% per day. You can apply for such a loan online and receive money via a bank card, e-wallet or money transfer. Here are all the MFCs and MCCs that offer microloans at a low interest rate. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
Some MFCs and MCCs offer loans at 0% to attract new clients
The lower the interest rate, the lower the overpayment on a microloan
This loan is suitable if you urgently need money before payday
Flaws
Not many MFCs and MCCs offer rates up to 2% per day
The terms of a small percentage often depend on the organization. For some it works only for large amounts, for others – for small amounts.
Sometimes offers with a small rate are available only to regular customers