The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
How to get a loan without photo identification Most microfinance organizations require a photo with an ID. However, not all people are ready to provide scans of documents and photographs to third parties and companies via the Internet. Moreover, the requests indicate that the borrower’s face must be clearly visible in the photo. Not all clients, it’s commonplace, have smartphones with a camera at hand. If you need money urgently, this becomes a real problem. Fortunately, there are microfinance organizations that are willing to accommodate borrowers. The requested amount will be given after checking passport data and other information from the application in cash or transferred to a bank card.
Basic loan terms
Maximum amount – $3,000 (up to $10,000 for regular customers)
Repayment period for borrowed funds is up to 30 days
The interest rate is basic, that is, 0.8% per day
Identification through State Services
In our catalog you will find offers from organizations providing loans on the most favorable terms. Compare the requirements and choose the appropriate option. Please pay attention to your payment options to avoid being late due to unavailability of any payment option in your area.
You can submit an application at any time using the “Apply” option. The preliminary decision will be known within an hour. It will take you a few minutes to fill out the form. The presence or absence of a photograph will not affect a positive response or refusal. The lender will evaluate your credit history. She must be good. Make sure that the BKI does not contain information about overdue and outstanding debts for a large amount.
Advantages
Anonymity when applying for an instant online loan
Fast processing – you can receive money on the same day of application thanks to simplified personal identification
Safety of passport data and photos – the information will definitely not fall into the hands of fraudsters
Flaws
You will have to confirm your identity in any case, but in a different way
Small credit limit – up to $3000