The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Apply for a microloan without leaving home
Getting a loan is easier than a bank loan. You can submit your application online, without visiting the office. You need a device connected to the Internet to access the lender’s website or mobile application. The MFO quickly issues the approved amount to a card or in cash with virtually no refusal. The entire procedure takes place entirely online, from filling out the form to transferring money.
Terms of microcredit via the Internet
A microloan can be taken out by a regular or new client without leaving home. The approval rate for such applications is very high. This page contains loans with the following conditions:
- Duration – from 1 day to 2520 days
- Amount – from 1 to 500,000 $
- Interest rate – from 0.03 to 0.8
- Debt repayment – one-time payment
List of requirements for the borrower
The borrower must meet certain requirements to receive the service:
Age from 18 to 70–90 years
Permanent or temporary registration
Full legal capacity
Regular income
Personal mobile phone number
Many more microfinance organizations do not allow you to take out a new microloan until the previous one has been repaid. Or they do not approve applications if overdue debts on other obligations are discovered.