Loans without leaving home

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The microcredit company VAYVND issues microloans to individuals online and in branches.
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.

Apply for a microloan without leaving home

Getting a loan is easier than a bank loan. You can submit your application online, without visiting the office. You need a device connected to the Internet to access the lender’s website or mobile application. The MFO quickly issues the approved amount to a card or in cash with virtually no refusal. The entire procedure takes place entirely online, from filling out the form to transferring money.

Terms of microcredit via the Internet

A microloan can be taken out by a regular or new client without leaving home. The approval rate for such applications is very high. This page contains loans with the following conditions:

  • Duration – from 1 day to 2520 days
  • Amount – from 1 to 500,000 $
  • Interest rate – from 0.03 to 0.8
  • Debt repayment – one-time payment

List of requirements for the borrower


The borrower must meet certain requirements to receive the service:

Age from 18 to 70–90 years
Permanent or temporary registration
Full legal capacity
Regular income
Personal mobile phone number
Many more microfinance organizations do not allow you to take out a new microloan until the previous one has been repaid. Or they do not approve applications if overdue debts on other obligations are discovered.

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