The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Typically, when applying for a microloan, you do not have to mortgage your property. This is convenient, since during registration only your solvency is taken into account, and there is no need to collect additional documents for collateral. The application can be completed online and money will be received via bank card, e-wallet or money transfer. Here are organizations that issue loans without collateral. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
When applying for a loan, you do not need to risk your real estate, car and other property
As a rule, registration does not require a large number of documents – most often, you only need a passport
Flaws
The amount when taking out a loan without collateral is always less than when using collateral, and the interest rate is higher. This is due to the fact that in the second case the deposit serves as an incentive and guarantee that the money will be returned on time