The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loans via SMS to card
Applying for a microloan via the Internet is characterized by the speed of application and instant approval. The service works around the clock, money can be received urgently, most often without calls or lengthy checks.
How to get an SMS loan
You can take out an SMS loan after sending a text message from your mobile phone to a special MFO number. Before this, you need to register on the microfinance company’s website, indicating your passport details. That is, the offer is suitable for existing clients.
According to borrowers’ reviews, SMS loans are fast and easy to process. Messaging does not require an Internet connection and the process takes no more than five minutes. When searching for microfinance organizations, it is necessary to take into account interest rates, client requirements, terms and other lending parameters.
Advantages
Quick microloan processing without lengthy checks
No internet access required
Various ways to receive funds
No need to collect documents and certificates
Flaws
The service is available to registered MFO clients
Payment for SMS to mobile operator (according to tariff)