The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Some microfinance and microcredit companies are ready to cooperate with people under the age of 75. More favorable lending conditions are sometimes available to them for comfortable use of money and repayment of debt. To apply for a loan, just leave an application on the IFC or MCC website. You can find out which companies provide loans to clients under the age of 75 here. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
Getting a microloan at an older age is easier and faster than a bank loan
Companies rarely have strict requirements for older clients
Also, longer terms and reduced rates are sometimes available for such borrowers.
Flaws
Not all MFCs and MCCs are ready to cooperate with older clients
When submitting an application, age at the end of the term is always taken into account