The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loan $3,000
A loan in the amount of $3,000 or more is suitable for paying for some small but important expense, such as communications or utilities. It is very easy to apply for and repay at the end of the term. Receiving such an amount will not be difficult. The entire procedure is carried out remotely – there is no need to go to the office, collect a pile of documents and stand in line. It is enough to fill out an application on the MFO website or mobile application to receive money on a card or otherwise on the same day.
Advantages
A loan for a small amount is quickly processed and transferred in any convenient way
A small amount can be easily returned at the end of the term along with interest
Flaws
The smaller the amount and term, the higher the interest rate
The minimum loan amount is often more than $3,000
Requirements for the borrower
Citizenship
Minimum age on application date: 18 years
The maximum age at the date of debt repayment is 65-75 years
Providing income information, personal telephone number and email address
Availability of a current passport
Applying for a loan for $3,000
If the client meets the lender’s requirements and the microloan parameters are optimal, it is necessary to fill out an application. To do this you need:
Register in the mobile application or on the company website (phone number required)
Log in to your personal account using your login and password
Fill out the client form (you need a passport and photo or video identification)
Fill out an application, indicating the desired parameters (term, amount, payment method)
Receive a decision from the IFC or MCC
Study and sign the offer agreement using the code from SMS
Receive money to your account
Ways to get a loan of $3,000
The borrower can choose a convenient option for applying for a microloan from those offered by a specific microfinance organization. The most commonly used is a bank card. Money is received instantly and around the clock. You can also receive a transfer to an electronic wallet or current account in any bank. If you need cash, you can choose to receive funds through a payment operator in the office or at the cash desk of an MFO if there is a branch network.