The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
A loan for a large amount – for example, $150,000 – is useful for those who need money to pay for expensive purchases or vacations, but for some reason are unable to take out a consumer loan from a bank. You can apply for such a microloan online and receive money via a bank card, e-wallet or money transfer. You can select a company to apply for a loan in the amount of $150,000 on this page. When choosing, consider the term, interest rate, requirements for borrowers and other conditions.
Advantages
Getting a microloan is easier and faster than a bank loan for the same amount, since fewer documents are required
Loans of large amounts often have long terms, during which the amount is repaid in installments
Reduced interest rates also apply for large amounts.
Flaws
Not many companies can issue a microloan for a large amount
When you first apply, you will most often not be able to get such a loan.