The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loans to card in a minute
Features of loans to a card in a minute
Most often, processing a loan takes a few minutes – 4-5 or more. But some organizations can review an application and make a decision in just a minute. You can apply for a microloan online and receive money via a bank card, e-wallet or money transfer. Here are all the organizations that offer to apply for a loan in one minute. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Loan repayment terms
The money must be returned in a lump sum payment before the date specified in the contract. The principal and accrued interest are paid immediately. It is important to transfer funds on time to avoid delays. Otherwise, it will be more difficult to obtain a microloan without refusal in the future.
It doesn’t matter how the client received the loan – on a card, by money transfer or in cash, you can repay the debt at MFC or MCC:
- By bank card online
- In cash at payment acceptance points, terminals, and the office of the creditor company
- By bank transfer using the details of the microfinance organization at a bank branch, post office, or via Internet banking
- Transfer from an electronic wallet
- The list may vary from company to company. It is important to take into account the timing of receipt of funds and the size of the commission. At least one loan repayment option must be free.