The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loans to card 24/7
The peculiarity of receiving online microloans is that with the help of automated loan issuance systems, you can get money around the clock, any day of the week, regardless of holidays. You can receive a microloan in any way you choose: to a bank account, e-wallet or cash. Also, providing borrowed funds online is advantageous because money transactions occur instantly and you do not have to look for an office or stand in line. You can solve any life problem in case of lack of funds.
To do this, you need to have a passport and a device with Internet access. Next, you will learn how microloans differ from other financial products and how to apply for an online loan. Familiarize yourself with the requirements for issuing and repaying microloans.
Why is it profitable to take loans 24/7 online?
- Simplicity of registration – you can receive money completely remotely without visiting the office
- Speed of issuing a microloan – filling out the form and transferring money will take no more than 30 minutes
- Wide range of offers – you can find the optimal conditions for a specific request
- Loyal requirements for clients and lack of paperwork
- Opportunity to urgently obtain a loan to solve financial problems
- Availability of microloans – you can apply for the service from any location in the country at any time of the day
- Preferential conditions for new clients – you can take out an interest-free microloan
How to get a 24-hour loan
- Study the offers on the market, compare interest rates and requirements
- Select an MFO and go to the company’s official website or open the mobile application
- Register your personal account, you will need a mobile phone for this
- Fill out a loan application, enter your personal information and microloan parameters
- Wait for the company’s decision, which will arrive via SMS or email
- Read the agreement and agree to the terms of the loan
- Receive money in the chosen way – to a bank card or account, e-wallet
- Conditions for issuing a 24/7 loan
To receive a microloan via the Internet, you must register on the MFO website and fill out a form from any electronic device. The site will present two parameters – amount and term.
To confirm your identity you will need a passport, possibly a second document. The site may also ask you to undergo photo or video identification. The age range for issuing a loan to a client varies from 18 years to 60-80 years. Funds are not issued to people with current overdue debts, legal proceedings or bankruptcy status. They may also pay attention to the debt load indicator – the ratio of the monthly payment to the client’s income.
Advantages
You can get a microloan in any region of our country, regardless of local time
You will not depend on the work schedule of offices and company operators
Many companies also issue loans on weekends and holidays
Flaws
Not all microfinance companies can issue microloans around the clock
Also, some organizations only accept applications around the clock and consider them during business hours