The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loans to a phone number
Features of obtaining a loan on your phone balance
To apply for a loan on a mobile phone, you need to make sure that the number is connected to the payment system. Otherwise, you will not be able to withdraw money. In such a situation, the phone account functions as a wallet in which money is stored. They can be transferred to other numbers, bank cards, or withdrawn through payment services. Payment for loans, fines, purchases and communication services is available.
Advantages of mobile phone loans
A microloan for a phone has the following advantages:
- Processing speed
- Possibility of submitting an application remotely 24/7
- No collateral or guarantor
- High probability of approval
- Registration is possible only with one document – a passport.
- Loyal requirements for the borrower. Microloans are available to persons over 18 years of age, even with a bad credit history.
- Possibility to get borrowed money without a bank card
Who is suitable for a loan on a phone account?
A microloan for a mobile phone is relevant for those who have an imperfect credit history. When registering a product, the company does not check work experience and income level. This loan is popular among students, pensioners and the unemployed.