The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
You can often get a loan for a small amount and a short term for as long as 22 years. By this age, a person may already have a permanent source of income, and there may also be needs for small amounts for a short period of time. To apply for a loan, just leave an application on the IFC or MCC website. If you want to know about loans available from age 22, you can check out the information on this page. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
Any client of the company, including students and those who work unofficially, can receive a microloan
To apply for a loan you will not need proof of income and employment
Flaws
Many companies begin to issue loans to older clients, for example, from 23 years old