The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
For those who need an average amount of money to pay for urgent needs before payday, a loan of $15,000 is suitable. You can apply for a microloan online and receive money via a bank card, e-wallet or money transfer. This page contains all the organizations where you can borrow $15,000 or more. When choosing, consider the term, interest rate, requirements for borrowers and other conditions.
Algorithm of actions for obtaining a loan up to $15,000
To receive a microloan of up to $15 thousand, you must contact any of the microfinance organizations listed below. On the company’s website, the potential borrower leaves an application in which he indicates his full name, passport details, phone number, email, as well as what size of the loan he wants to take and for how long.
As a rule, loans of $15 thousand can be taken out for several days/weeks. Short-term loans are very convenient; you can quickly repay them and, if desired, take out a new one. If you need money before payday, then there is nothing better than contacting a microfinance organization.
You can also close a loan through your personal account by paying with a bank card or e-wallet. If you want to repay the loan early, you must fill out an application and send it by mail to the company.
Loan extension for 1-2 weeks is allowed. When choosing to extend a loan, you must pay interest on its use.
If you cannot pay the loan on time, you will be charged a penalty. To avoid penalties, you must pay your loan on time. The repayment date can be clarified in your personal account.
Conditions for issuing loans up to $15,000
A student, a pensioner, an unemployed person or a citizen without official employment can get a loan. At the time of receiving a loan, the potential borrower must be at least 18 years old.
To receive a loan, you do not need to provide income certificates/work book and/or employment contract.
A loan of up to 15 thousand $ can be received on a bank card or account, or on an electronic wallet. Loan applications are processed within 30 minutes. Transfer of money to the specified details occurs instantly.
If you have any questions about applying for a loan, you can always contact technical support in your personal account, or call the operator on the toll-free hotline.