The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
In some situations, a pensioner may urgently need money – for example, to pay for medicines, utilities and groceries before the pension is paid. Then he can take advantage of a loan with a small amount and a short term. The application can be completed online and money will be received via bank card, e-wallet or money transfer. Here we have collected all the offers for pensioners from large MFCs and MCCs. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
You can get a loan regardless of the date and reason for retirement
In most cases, a passport and pension certificate are sufficient for registration.
Unlike banks, MFC and MCC are less likely to refuse to borrow money from pensioners
Flaws
Not all MFCs and MCCs offer microloans to pensioners over 70 years of age