The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
If a housewife urgently needs a certain amount of money, she can take out a loan from a microfinance company. Such organizations, unlike banks, do not require proof of income and employment from their borrowers. To apply for a loan, just leave an application on the IFC or MCC website. Here you can study the conditions of companies that offer loans to housewives. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
A microloan, unlike a bank loan, does not require official employment
A housewife can be approved for a small amount of money for a short period of time
Flaws
IFC and MCC use their own schemes for assessing solvency – if it seems insufficient to them, the client will be denied a loan
When applying for a microloan, plan its repayment in advance