Loans for 1 day (24 hours)

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The microcredit company VAYVND issues microloans to individuals online and in branches.
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.

Features of a daily loan

Loans for 1 day (24 hours)

A short-term loan has features that need to be taken into account in order to choose the best offer:

Credit limit – from 1,000 to 30,000 dollars. Set individually for each client based on credit history
Taking action by creditor companies in case of delay. Which ones exactly – is specified in the contract
Loan repayment methods and their convenience for the client (via terminals, phone shops, bank branches, online)
Possibility of obtaining an interest-free loan in some microfinance organizations
When choosing a lender, you need to evaluate:

  • Bet size. It is specified in the individual terms of the contract, which are usually presented in table form
  • Additional services. If they are, the cost of the loan will increase
  • The full cost of the loan. The amount of overpayment must be specified in the contract
  • When planning to take money from an MFO, you need to remember that a microloan is beneficial only if it is repaid on time. Otherwise, you will have to pay fines and late fees.

Advantages and disadvantages of a one-day loan
Short-term microloans have both positive and negative sides. These points should be taken into account before taking money from an MFO.


  • 24-hour processing for any purpose
  • Low failure rate
  • No proof of income required
  • Instant receipt of money to the client after the application is approved
  • Several ways to issue money
  • Preferential conditions for new borrowers
  • Credit history correction programs
  • Minimum package of documents
  • If the client has the opportunity, he has the right to repay the debt early. Interests will be recalculated. It is not necessary to notify the lender about this.

When a borrower experiences financial difficulties, the loan term can be extended. To do this, you simply need to pay the interest that has already been accrued. Your credit history will not be affected.


Repayment of the entire debt amount with interest at once
Fine for late payment of debt – up to 20% per annum and 0.1% of the amount for each overdue day
Small loan size
Necessary documents for obtaining a loan
A short-term loan can usually be obtained only with a passport. Sometimes lenders request a second document – a foreign passport, driver’s license, pension certificate and others. No income certificate is required.

Conditions for obtaining a loan for 1 day
The rule for these loans is that the rate should not exceed 0.8% per day. MFOs have the right to set a lower rate. This condition is spelled out in Federal Law.

Even if a money problem needs to be solved very urgently, there is no need to rush. It is recommended that you carefully study the terms and conditions of different lenders.

How to apply

To get a short-term loan, just follow the algorithm:

Study the requirements for the borrower and assess your chances
Choose a suitable MFO
Fill out the online form
Indicate a convenient way to receive money (card, cash)
Agree on a date for visiting the microfinance institution if you need cash
The companies that are in our catalog offer different options for obtaining a loan – to a card, bank account, electronic wallet, through online transfer systems.

Sometimes, in order to consider an application, you need to link a card to your personal account. Immediately after receiving the money, you can unlink it from your account.

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