The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
A loan over the phone will be a good option if you urgently need to borrow money, but for some reason you cannot contact the website or office of the IFC and MCC. This registration method is suitable for pensioners, people with disabilities and those who save their time. You can receive money this way to a bank card or e-wallet. On this page you will find out which MFCs and MCCs offer this method of obtaining a loan, and familiarize yourself with their offers and requirements. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
With this design method, you do not need to waste time filling out large forms. Just dial the call center number and provide the operator with the necessary information.
You can immediately clarify your questions with a specialist
Applying for a microloan over the phone is suitable for those who have difficulties accessing the Internet
Flaws
Not all MFCs and MCCs offer loan processing over the phone
Often this service is available only to regular clients of the organization
Company call centers do not work at night, and when contacting, you must take into account the local time at which this department works