The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loans automatically to the card
Do you need an urgent solution to your financial problems? You can apply for an automatic loan without leaving your home, spending a minimum of time. MFOs impose minimum requirements on the borrower and issue quick microloans remotely.
Advantages
Speed. The application is reviewed automatically by a special program; if approved, the money is received instantly
Availability. You can get a loan 24/7 from anywhere in the world if you have a device with Internet access.
Loyalty. The decision is made in most cases without calls and global checks
Benefit. Preferential conditions for new clients, bonuses and discounts for regular borrowers
Simplicity. You can use a card from any Russian bank issued in the client’s name
Flaws
Limitation. Using an automatic loan, you can get a small amount, and withdrawal methods are limited
Price. High interest rate compared to banking products
Strictness. Even a typo or omission of information is regarded by the robot as an error and a refusal is received.
Features of automatic loan services
The online service operates fully automatically using special software. The robot checks the application and objectively evaluates the borrower based on a number of parameters. This avoids bias and significantly reduces the time it takes to process an application compared to the work of a live person.
First you need to choose the terms of the loan. If the application is approved, the signing of the offer agreement is also carried out remotely. Then the money is transferred to the specified card. This is the fastest way to get paid. Before filling out the application, you should check the compliance of the existing card with the stated requirements of the MFO. First of all, the holder must be the borrower; you cannot use someone else’s card. The card category and payment system do not play a special role. It is necessary that the issuer be a Russian bank, and the validity of the card does not expire in the near future.
Where are automatic loans approved?
You can get an automatic loan from any microfinance company that lends online. The offer is available to adult citizens who have a passport, permanent registration in the country and a mobile phone. You also need a constant source of income in an amount that allows you to service a microloan. To have your application approved, you must fill out the form carefully, avoiding mistakes and false information.