The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Usually microloans have very high interest rates – from 2% per day. But there are offers that offer to borrow money at only 1%. This is convenient for those who do not want to overpay when using a loan. You can apply for a microloan online and receive money via a bank card, e-wallet or money transfer. On this page you can choose a loan at 1% per day. When choosing, consider the amount and term, requirements for borrowers and other conditions.
Advantages
The lower the interest rate, the less overpayments on the loan will be
A microloan with a low rate will be convenient in a controversial financial situation – for example, if a decrease in income is possible
You can receive and repay a loan in any convenient way
Flaws
Most often, loans at 1% per day are available only to those who often use the services of one company