The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loan to an unnamed card online
An unnamed card is an instant issue bank card. The name and surname of the holder are not printed on its surface, because it is issued urgently on the day of application, and engraving takes time. In this case, the card is linked to an account opened in the client’s name. Such a card can be debit or credit and belong to any payment system.
When conducting transactions, a non-personal card has no restrictions. With its help, you can pay at retail and service establishments and online stores, deposit and withdraw cash, and make cashless transfers online. This is the simplest type of bank card; most banks do not charge a fee for issuing or servicing them.
How to avoid scammers when getting a loan
Is it possible to use a bank card on the Internet and not suffer from fraudulent activities? This is possible if you follow precautions and be careful when conducting online transactions.
Before entering payment details, make sure that the actions are performed on the official website and not a fake page. Do not use little-known or questionable services.
Advantages
Service availability. MFOs are loyal to clients and allow you to take out a loan on good terms by transfer to a card almost without refusal
Transferring money to any card. You can receive funds urgently on a registered or non-registered card
Fast service. You can apply for a loan to a bank card online in 15 minutes, and after the application is approved, funds are received instantly
Applying for a microloan around the clock without complex checks
A large number of different offers from various companies. The borrower can choose which microfinance organizations lend money on more favorable terms
Free loans for new clients
Flaws
Loans are issued at a high interest rate. A loan on a non-registered card carries more risks, so the lender increases the interest rate
For the first time you can borrow a minimum amount for a short period of time
Not all companies work with non-personal cards. It is difficult to find microfinance organizations that issue loans on a card without the name of the borrower