The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loan through social networks
Some microfinance and microcredit companies offer to apply for a loan using an account on one of the popular social networks – Facebook and others. This method not only simplifies registration, but also improves confirmation of the borrower’s identity. To apply for a loan, just leave an application on the IFC or MCC website. Here you can get acquainted with companies that issue loans based on a social network account. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
When applying for a loan, you will have to spend less time filling out personal and contact information in the application
You can contact company employees on social networks to discuss unclear issues
The company will be able to additionally confirm your identity using your account.
Flaws
When registering with the MFC or MCC using a social network account, you will still need an identification document (most often a passport)
The company may turn out to be a scammer who will steal your account information and use it for their own purposes.
If company employees find your page suspicious, they may refuse to issue you a loan.