The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loan 8000 dollars urgently
Everyone may face a situation where there is not enough money to solve financial problems. In order not to borrow from acquaintances and friends, you can contact a microfinance organization and get a loan of $8,000 per card. A quick microloan for a small amount is also called a payday loan. It is issued for a period of 1 to 30 days.
The service is available at microfinance organizations that are ready to help around the clock. Money is issued at a rate of up to 0.8% per day. Some microfinance organizations provide loans for small amounts without interest to attract new clients. You can get up to $30,000. In this case, the borrower uses the money absolutely free. You won’t even find such a good offer at a bank.
- Requirements for the borrower
- Citizenship
- Capacity
- Permanent registration
- Age from 18 to 70 years. There are offers under which the minimum age is 21 years and the maximum is 81 years
- Availability of a valid bank card. It must be registered, issued in the name of the borrower and with a positive balance
- Having a regular income. When applying for a loan, profit from entrepreneurial activity and part-time work, self-employment and investments is taken into account. In addition, income can come from renting out property, as well as from receiving scholarships, pensions and other payments.
- Availability of a mobile phone
- No debts to microfinance organizations
Ways to get a microloan
There are several ways to apply for a loan:
- Bank card
- Bank account
- Online wallet
- Cash at the MFO office
How can I repay a loan of 8 thousand dollars?
Urgent loans of $8,000 to a card are provided for a period of 5 to 30 days. In order to establish yourself as a respectable borrower, you need to repay the debt on time.
When repaying a microloan, remember that transfers will take one to two days to be credited, and cash will take up to three days. The repayment date of the microloan is the date the money is credited to the MFO account, and not the date it is written off from the borrower’s account.
There are several ways to repay a microloan from an MFO:
- Money transfer through the client’s personal account on the website or mobile application of the MFO. Money is credited instantly, no commission is charged
- Bank transfer using company details. The money will be credited in 1–3 days. The sending bank charges a commission
- Money transfer from an electronic wallet
- Money is credited in a short time, but a commission is charged
- Payment from mobile phone balance. Money is quickly credited to the company account, a commission is provided
- Depositing cash at the MFO office, no commission. This is possible if the company’s office is located in the region where the borrower is located