The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
At the age of 21, many people already have a permanent or temporary job, and may also need microloans to pay for education, valuable purchases, or a rented apartment. Therefore, many microfinance companies begin to cooperate with people from this age. You can apply for such a microloan online and receive money via a bank card, e-wallet or money transfer. On this page you will learn about companies that provide loans to people over 21 years of age. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
Microfinance companies usually do not have strict requirements for the borrower’s income and employment, so they are available to students and those who work informally
Completing the application does not require a large package of documents – usually only a passport is enough
For people who do not have a credit history, applying for a microloan and successfully repaying it will help them build one
Flaws
Some companies are ready to cooperate with older clients – for example, from 25 years old
Even an MFC or MCC that is loyal to all its clients can refuse a young man for one reason or another