The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Instant loans online
Online you can instantly get a loan on your card around the clock. The online loan service operates in an automated mode. Special software accepts and verifies a loan application, assesses the client’s solvency and makes a decision on the issuance of funds. Employees are not involved in this process. This significantly speeds up the procedure for applying for a microloan. In addition, you can receive money without verification day or night, on weekends and holidays without calling or checking your income. This is the best and fastest way to solve a financial problem without leaving home. It is most convenient to apply for a microloan on a bank card; the money can be used for non-cash payments or transfers, or received in cash at an ATM.
To increase your chances of loan approval and urgently receive money without refusal, truthfully provide information about yourself, your income, employment, and the presence of other loan obligations.
For how long is the loan given?
There are short-term loans or payday loans. On average, you can borrow up to $300 for up to 1 month. Repayment is made in a lump sum at the end of the term. A long-term loan can be obtained for a year or six months. The amount can reach $1000, and the debt can be repaid in equal monthly or weekly installments. Not all companies lend for a large amount, so searching for microfinance organizations will take time. To choose favorable conditions, you need to study reviews of other borrowers, read the ratings of MCC and IFC, and make a list of top offers.;
New clients can receive their first microloan without interest. This promotion is available in many organizations. If you borrow a small amount for a short period of time and return it on time, the service will be free. Preferential conditions can be obtained from large and little-known companies with payments to any card, including non-personal ones. For clients with delinquent or empty credit histories, this is also a great way to improve your file. Zero interest will only apply if the microloan is repaid in full on the specified date.