The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Many microfinance and microcredit companies are starting to issue loans to people over 19 years of age. At this age, a person is already able to ensure his financial independence and repay his debts on time. To apply for a loan, just leave an application on the IFC or MCC website. Here are companies that issue loans from 19 years of age. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
Microloans, unlike loans, are more often available to students and those who work informally
To receive money you do not need a large package of documents
With the help of loans, a person will be able to create a positive credit history in order to receive more favorable offers
Flaws
Most MFCs and MCCs issue loans to older clients
A young man will not be able to borrow a large sum of money for a long period of time.