The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Sometimes a legal entity may need a certain amount of money – for example, to cover unexpected expenses or to purchase necessary goods. It is not always possible to obtain a bank loan for this purpose. Therefore, in such a situation it is easier to turn to a microfinance organization. You can apply for such a microloan online and receive money to your current account or by money transfer. Here are all the companies that issue loans to legal entities. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
The loan is quickly processed; to receive it you only need the passport of the company founder and constituent documents
Unlike business loans, which are always issued for a specific purpose, microloans are always non-targeted
Microfinance companies do not have strict requirements for the type of activity, period of existence, annual turnover and other parameters of a legal entity
Flaws
The loan amount for a business is always lower than that of a consumer loan
Not all microfinance companies issue loans to legal entities