The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Under what conditions is a loan issued for 2 days?
If you want to get a loan for 2 days, you should calculate the overpayment in the calculator on the lender’s website. Some microfinance organizations offer loans at 0% interest.
Loan terms vary by organization. Standard microloan parameters:
Small credit limit
Rate up to 0.8% per day
You can find an offer with suitable parameters on this page. It is worth calculating the conditions in different companies and comparing the results in order to choose a lender and submit an application online.
Limits on amounts and terms are determined individually after checking the borrower’s credit rating. The easiest way to borrow money is to clients with a positive credit history.
Pros and cons of loans for two days
Short-term microloans have both positive and negative sides. These points should be taken into account before taking money from an MFO.
Advantages
Quickly fill out the online form
Minimum package of documents
No collateral or guarantors
24/7 remote processing
Possibility of early repayment and extension
Improving your credit history with timely repayment of debt
Availability of services for different social groups – low probability of refusal
Flaws
Higher overpayment compared to consumer loans
Limited offer
Small credit limit
Large penalties for late payments
Is it possible to get a loan for two days for free?
Yes, you can. Free microloans are available from several organizations. You can get up to $100–$15,000 at 0% interest. Such offers apply mainly to new customers.