The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
If you need a small amount of money to pay important expenses, such as utilities, you can apply to the IFC or MCC for a microloan. Many companies have a minimum loan amount starting at $7,000. To apply for a loan, just leave an application on the IFC or MCC website. This page contains all the companies that issue microloans in the amount of $7,000 or more. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
A loan for a small amount is easy to apply for and repay at the end of the term
There are no strict requirements for the borrower
The debt amount can be easily repaid at the end of the term along with interest
Flaws
These loans often have higher interest rates