The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Typically, microloans are issued in amounts ranging from several thousand $. But there are offers with smaller amounts – they will come in handy if you urgently need a little money for an important expenditure. For example, if you need to top up your phone balance. To apply for a loan, just leave an application on the IFC or MCC website. Here you can choose a convenient offer from companies that offer to borrow from $300. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Advantages
There are no strict requirements for a borrower who wants to borrow $300
It is convenient to return a small amount at the end of the term along with interest
Flaws
The minimum microloan amount is most often more than $300
Also, such loans may have very high interest rates.