The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
A mini-loan is a short-term loan of small size. Most often, the client needs money for urgent needs, for example, buying medicine or paying for the Internet. The debt must be repaid from the next salary in a one-time payment along with accrued interest. The most convenient way is to use online services for issuing microloans.
Advantages and disadvantages
Advantages
Mini-loans can be obtained online with immediate transfer to the card
The service operates 24 hours a day, including holidays and weekends.
The service is available for borrowers with bad credit history
The first loan for new clients can be issued without interest
Quick application processing without lengthy checks
You can receive money instantly on the day of application with virtually no refusal
Flaws
It is difficult to choose a profitable mini-loan from the many offers of microfinance organizations
You can get a small amount on average up to $5,000
A mini-loan is issued for up to 30 days; you won’t be able to get a small amount for a year
How to avoid scammers when getting a loan
In an attempt to urgently take out a mini-loan to solve financial problems, people often neglect safety rules and become victims of scammers. It is necessary to check the lender and its website before filling out the application and entering personal data. Often, under the guise of issuing a loan or a loan, attackers steal information, including payment details. You should never contribute your own money when applying for a loan, it could be a pyramid scheme.
Loan offers
Get a mini loan on your card online quickly and without refusing from reliable and verified microfinance organizations using your passport. Apply for an urgent microloan with instant application review and a high chance of approval, around the clock. The first microloan is free with a rate of 0% per day for new clients in the amount of $100 to $10,000. Today, the most popular microloans are in the amounts of $1000, $3000, $5000, $15000, $10000, $20000, $15000, $30000, $50000 and $60000. Long-term loan with a monthly payment for a large amount and a term from $100 to $500,000 from the list of the best microfinance organizations for a period of a week, 30 days, 6 months or a year.