The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
When applying for loans, you often have to wait for feedback from the operator or call the microfinance organization yourself. But there are offers that allow you to receive all the necessary information via SMS or email. Using the specified means of communication, you will be able to confirm the application and formalize an agreement with the financial institution.
You can apply for a microloan online. The money will be sent automatically to your bank card or e-wallet. Money transfers are also available to clients. We have selected for you a list of the best companies for 2024, where you can quickly and easily get a loan without calling. Consider basic lending parameters, including amount, repayment period, rate, company rating and real reviews of the microfinance organization. Find out where you can quickly get any microloan.
Advantages
Filling out the borrower’s application takes 10-15 minutes – you don’t have to be distracted from important matters
The convenience of microloans for both parties to the agreement – the client will not have to wait long for approval, and the lender will not have to allocate employees to process applications
Flaws
Limited number of offers – many MFIs still approve all applications in the traditional way
Small loan amounts (mostly $100)