The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Loans without visiting the office
Many microfinance companies operate remotely – they allow you to fill out an application and receive a loan without leaving your home. Such companies are suitable for those who, for some reason, cannot visit the office to serve clients. To apply for a loan, just leave an application on the IFC or MCC website. Here you will find out which companies you can apply for a loan without visiting the office. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Rules for issuing loans without visiting the office
In order to receive a loan, you need to register in the company’s personal account by filling out a short form. After the loan is approved, you must link a bank card, e-wallet, or indicate your bank account number in your personal account. After signing the agreement, the money is credited in five minutes.
As a rule, the first loan for new clients is issued interest-free. Subsequent loans have an interest rate of 0.8% per day of use.
You can get a loan in all regions of the country. It’s quick and easy. You don’t need to waste time searching for a suitable office; everything can be done online. If you have any difficulties obtaining a loan, you can contact the technical support department in your personal account or call the hotline.
Which card can I get a loan on?
The loan can be obtained using a Visa or MasterCard bank card.
You can choose any loan amount – from $100 to $30,000 and above. Loan terms are set individually for each specific company. The more you borrow, the higher your credit limit becomes. You can pay for the loan through your personal account using a bank card. If you do not have time to pay the loan on time, you can always extend it. If the loan is closed ahead of schedule, interest will be recalculated. You can only take out one loan. You can take out a new loan after closing the previous one.
Failure to pay the loan on time will result in a penalty. Its size is determined individually.