Information about the company FinaGuru
The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet. Based on the data provided, a credit line from $300 to $3,000 is opened for each client.
How to receive the money
The following loan options are available to the client:
- Cashless transfer to Visa, MasterCard bank card
- Transfer to bank account
- Payout to e-wallet
Advantages
Reception and fast processing of applications around the clock, any day
Large credit limit and long loan term
A variety of microloans according to terms of application and method of repayment
Completely remote service without an office visit
No hidden fees, insurance or transfer fees
Reliable protection of client personal data
Reduced interest rate for regular customers
Reasons for refusal
Significant problems in credit history
High debt burden, client’s debt load
Error in passport data or other information
Questions and answers
What methods of obtaining and repaying a loan are available to the client?
There are several ways to obtain borrowed funds and repay the loan:
- Bank card of payment systems Visa, MasterCard
- Electronic wallets
- Bank transfer using account details
How can FinaGuru find out the debt on a current loan?
All information about current loans is available in the borrower’s personal account on the MCC website. You can also write to a specialist in an online chat or request a call back.
How much can I get a microloan for?
Funds are available within the established amount of the credit line. The client can take the entire amount at once or apply for several loans in an amount that is a multiple of $3,000. The credit limit depends on the client’s solvency, credit history and the amount of data provided.
Why is my credit line zero?
The zero limit is displayed in two cases:
Poor quality of credit history, financial performance needs to be improved
Maximum credit load due to the presence of other loans or loans, you need to pay off part of the debts
You can reapply one month after the situation has been corrected.
How to pay off debt?
You can transfer funds to pay for the loan in your personal account on the MCC website by selecting the appropriate means of payment. The client can also enable automatic debiting of funds from a bank card. All that remains is to ensure that the required amount is available in the account on the payment date.
I can’t upload a photo, what should I do?
Check the size of the downloaded file. Its size should be no more than 5 MB. Or try re-uploading the photo. If the problem is not resolved, request a call back, and a company specialist will advise on how to create a personal account.
