The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.
Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.
Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.
How to choose a reliable MFO
When choosing a microfinance organization to apply for a loan, you must pay attention to the following criteria:
- The MFO is registered in the Bank’s register and has been operating in the microfinance market for a long time
- Provides loans on transparent and understandable terms
- Focus on long-term interaction. At the next application, the client is provided with a reduced interest rate on the loan, and early repayment is allowed
- Remote provision of microloans, allowing you to get a loan without leaving your home
- Availability of promotions and offers. Reliable MFOs often attract new borrowers by providing interest-free loans. Thanks to this, the client can familiarize himself with the loan product