Loans without intermediaries to the card

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The microcredit company VAYVND issues microloans to individuals online and in branches.

The microcredit company FinaGuru issues short-term and long-term online loans to individuals. The organization does not have a branch network; it operates remotely via the Internet.

Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines.

Creditify is a service for issuing urgent online loans to a bank card. You can take out a loan on a card from this company for various purposes. Income certificates and guarantors are not required.

Loan without intermediaries directly to microfinance organizations

There are many offers from intermediaries on the microfinance services market. Cooperation with them results in an increase in associated costs for borrowers when applying for and repaying microloans. Therefore, one should not be surprised that today the popularity of loans without intermediaries and commissions is growing.

This format is beneficial to both parties: the lender expands its customer base, and the borrower receives more attractive loan terms. The only thing every client needs to remember is a more attentive and thorough selection of a microfinance organization (MFO) for cooperation.

Anyone today can quickly find profitable loans in the amount of up to $10,000 – $30,000 in 10–15 minutes.

On our service, we have collected verified loans without intermediaries for 2024, which can be issued directly to microfinance organizations without commissions. This format of cooperation allows the client to receive money at a low interest rate with minimal debt servicing costs.

Apply for a microloan without intermediaries


To get a loan on a card or in cash at the office, you need to follow simple steps. Step-by-step instruction:

  • Explore the offers on this page
  • Find a suitable loan and click the “Apply” button
  • Fill out a form on the lender’s website: indicate the amount and term in the loan calculator
  • Check the conditions, disable unnecessary paid options, for example, SMS notifications or insurance
  • Submit an application for review – applications are usually reviewed in just 15 minutes
  • Make a final decision after approval of the application and receive money in the chosen method, for example by card, e-wallet or cash

To verify the identity of the applicant, the lender may request a photo or video identification of the client with a passport in hand. Borrowers are sometimes given video calls to eliminate the risk of fraud.

Remember the date the money was received on the card. The debt repayment period begins to count from there. You can view the payment date in the contract and in your personal account on the lender’s website.

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