Information about the company Creditnice

Creditnice is a microfinance company operating since 2013. It specializes in loans with online processing, including to pay for purchases from partners; it also issues virtual credit cards and provides credit lines. From the company you can receive up to 10,000 $ for a period of up to a year at a rate of up to 0.8% per day. When applying to pay for purchases, a loan can be provided in the form of installments.

How to get money from Creditnice

You can obtain borrowed funds from MFC Creditnice in several ways:

To a Visa or MasterCard card,
By transfer to a bank account – the period for crediting money can be 1-2 days

Advantages
Loans available for purchases from partners and virtual credit cards
The loan can be in the form of an installment plan or a line of credit.
The company quickly transfers money after reviewing the application
You can repay the loan ahead of schedule with recalculation of interest for the period of actual use
The loan can be repaid by payment from a card or account, or by bank transfer

Reasons for refusal
Age inappropriate
Inconsistency between the submitted data and the actual data
Incorrectly completed application
No verified source of income

Transfer from account

You can pay the loan online in the Internet bank of which the borrower is a client, or by visiting the office of any credit institution. You can obtain information about the details of the IFC in the agreement or on the lender’s website.

The bank charges a commission according to its tariffs, the term for crediting funds is from 1 to 5 business days.

Questions and answers

Can a client with a bad credit history get a loan from Creditnice?
IFC checks the creditworthiness of borrowers using an automated system. A bad or zero CI has a negative impact on the client’s rating, but does not mean a 100% refusal. The questionnaire must provide current and accurate information about the client. If the borrower is not sure that he will be able to meet loan obligations, it is better not to contact the IFC.

Can I refuse the loan?
You can refuse to receive borrowed funds only after signing an electronic agreement. Until this point, you can cancel your application without penalty.